Renters insurance
You may not own the place where you live, but you still need insurance protection. Renters insurance will protect your personal property, your liability and moving expenses if your home becomes uninhabitable because of an insured loss. -------------------------------------------------------------------------------------------
Flood Insurance
IS NOT COVERED ON HOMEOWNER POLICY
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Flood Insurance is offered through the National Flood Insurance Program. Although the government actually provides the coverage, Financial Affiliates Insurance issues the policy and, in the event of flood damage to your insured property, would also help service your claim.
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Umbrella Liability
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If you accidentally injure someone or damage their property, you could potentially be involved in a costly lawsuit. Verdicts amounting to hundreds of thousands of dollars are being awarded by juries across the country in increasing numbers. Even though your underlying policies may provide substantial liability limits, it is not uncommon today for juries to award damages that exceed those limits. Umbrella coverage provides you higher coverage limits and peace of mind.
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Boatowners Policy
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A Boatowners Policy can insure you against most risks of owning and operating your boat, its motor and its trailer. Just as importantly, it can protect you against liability lawsuits, should you injure someone with your boat or damage their property.
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Landlord Protection
Financial AffiliatesInsurance insures apartment buildings, dwellings rented to others, and condominium units held for rental. We offer policies tailored to each of these rental situations. Coverage includes buildings, liability protection, and loss of rental income insurance. Loss assessment protection is available to owners of residential property in condominiums, homeowners associations, and other planned communities. A wide array of options and coverages are available to fit your needs. Talk to an account representative today.